Vendor Pay Express is a digital platform that facilitates early payments to your approved vendors without changing your existing payables process or cash flow cycle. You keep your current payment terms while your suppliers get paid early by Vendor Pay Express.
No. You continue paying invoices on your usual Net 30, Net 60, or Net 90 terms. There is no change to your payment obligations or timing. We suggest you create a new an account in your payables system under the name Vendor Pay Express, Inc.
No. There is no added financial liability or debt. Your payment terms stay the same—you’ll simply remit payment to Vendor Pay Express instead of your vendor for any invoices that were paid early on your behalf.
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No. There is no cost to the buyer. All transaction fees are paid by the vendor who chooses to get paid early.
You simply approve invoices as you normally would. Once approved, Vendor Pay Express will use those approvals to trigger early payment to the vendor.
Not at all. You continue using your existing AP workflow and payment system. Vendor Pay Express integrates seamlessly with your current processes.
No. Vendor Pay Express handles vendor onboarding, communication, and support. You only need to confirm participation once and approve invoices as needed.
Any vendor in good standing with your company that provides goods or services on a recurring basis is eligible to participate in the early payment program.
Yes, but this is done contractually behind the scenes. The buyer’s payment obligation remains the same—it is redirected to Vendor Pay Express when the invoice becomes due.
You retain full control during the invoice approval process. Only invoices that you have reviewed and approved are eligible for early payment. Once an invoice is approved and Vendor Pay Express advances payment to the vendor, you remain obligated to pay the full amount to Vendor Pay Express. Any future disputes or offsets should be resolved directly between you and the vendor.
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No. Vendor Pay Express does not engage in traditional factoring. It is a early payment finance platform offering non-disruptive vendor payment solutions.
Not at all. You maintain your commercial relationship with your vendors. Vendor Pay Express operates in the background to support your supply chain.
Yes. You can designate which vendors are eligible to participate, or open it up to all approved suppliers.
Vendor Pay Express uses enterprise-grade encryption and secure systems to ensure that all financial data and transactions are fully protected.
Yes, a simple master payment agreement is executed, confirming that you will pay Vendor Pay Express instead of the vendor for those specific invoices you approve and we pay on your behalf.
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There is no change to your accounting practices. Approved invoices remain recorded as accounts payable on your books—no additional debt is incurred. Once Vendor Pay Express pays the vendor, your payment obligation shifts to Vendor Pay Express, similar to how you'd treat a credit card transaction used to pay a vendor.
Yes. The platform can be configured to work alongside major ERP systems and can accommodate various file formats or approval workflows.
No. Vendors submit the invoice once. Vendor Pay Express may reissue an assignment copy for tracking, but your AP workflow remains unchanged.
It allows you to strengthen your vendors’ cash flow without altering your existing payment terms. Many vendors may not qualify for traditional bank credit or invoice factoring, so this program provides them with critical liquidity. Supporting their financial stability helps ensure consistent delivery of essential goods and services, reinforcing the reliability of your supply chain.
You can reach out to Vendor Pay Express to start the onboarding process. The team will work with you to establish a participation agreement and guide you through setup.